Send your file
Company documents, website, processing history and expected monthly volume. We tell you quickly whether we can place you.
High-risk payment provider
Card processing for the merchants banks turn away.
PayGate.cards sets up and runs card acceptance for high-risk businesses. Already a client? Pay your setup fee and processing fees here in under a minute.
Payment
Step 2 of 2- Paying
- Merchant ID / invoice
- Receipt to
- Payment reference
Total due
Pay securely →
Checkout not connected yet. Set CHECKOUT_URL at the top of this page's script to your processor's hosted payment link. Until then this button goes nowhere.
Card details are entered on the processor's secure checkout, never on this page.
Industries
Built for hard-to-place merchants
- Research peptidesLab-supply and research-compound stores
- SubscriptionsRecurring billing and continuity offers
- NutraceuticalsSupplements and wellness products
- CBD & hempWhere lawful in the selling market
- Travel & ticketingLong delivery windows, higher dispute exposure
- Digital goodsSoftware, memberships, online services
- High-ticket ecommerceLarge baskets, cross-border buyers
- Your verticalDeclined elsewhere? Send us the file.
How it works
From application to first transaction
01 / APPLY
02 / SET UP
Pay the setup fee
Once approved you receive an invoice. Pay it through the terminal on this page and underwriting and integration begin.
03 / PROCESS
Go live
Your checkout starts taking cards. Processing fees are invoiced as agreed and paid through the same page.
Fees
Two fees. One place to pay them.
Setup fee
A one-time charge covering underwriting, account configuration and gateway integration. The amount is stated on your onboarding invoice.
Pay setup feeProcessing fees
Charged on your card volume at the rate in your merchant agreement. Pay the invoiced amount here with your invoice number as reference.
Pay processing feesFAQ
Before you pay
How do I know the amount to enter?
Enter the exact figure from your PayGate.cards invoice or onboarding email. If you have no invoice yet, contact us before paying.
What reference should I use?
Your merchant ID or invoice number. It lets us match the payment to your account without delay.
Where do I enter my card?
On the processor's secure checkout, which opens after you confirm the amount. This site never sees or stores card numbers.
Will I get a receipt?
Yes. A payment confirmation goes to the email address you enter, and the payment reference appears on it.
Contact
Declined elsewhere? Talk to us.
Tell us what you sell and how much you process. New applications and questions about an existing account both land in the same inbox.
Or email info@paygate.cards